Adventure Without Worry

Recreational Insurance

A group of people are sitting around a campfire in front of a rv.
A black and white icon of a four wheeler on a white background.

Coverage for the Fun Things in Life

Whether you’re hitting the open road, exploring off the beaten path, or cruising the water, your recreational vehicles deserve the right protection. At TWFG Amber Pillsbury Insurance, we provide recreational insurance in League City, TX, to keep your adventures worry-free. From boat insurance to RV and ATV coverage, we’ll help you find a policy that protects your ride and everything that comes with it.

What Does Recreational Insurance Cover?

A black check mark in a square on a white background.

Boat & Watercraft Insurance

Covers your boat, jet ski, or other personal watercraft against damage, liability, and theft.

A black check mark in a square on a white background.

RV & Camper Insurance

Protection for motorhomes and travel trailers, including collision, liability, and roadside assistance.

A black check mark in a square on a white background.

ATV & Off-Road Vehicle Insurance

Covers all-terrain vehicles (ATVs), dirt bikes, and side-by-sides from damage, theft, and accidents.

Frequently Asked Questions

  • Do I need insurance for my boat or RV in Texas?

    While Texas doesn’t legally require boat or RV insurance, lenders may require coverage if you’re financing. Plus, without insurance, you could be on the hook for major repair costs, medical expenses, or liability claims in an accident.

  • Does auto insurance cover my RV or ATV?

    No, standard auto insurance does not cover RVs, ATVs, or off-road vehicles. Specialized recreational vehicle insurance ensures you’re protected whether you’re on the road, trail, or water.

  • What does boat insurance cover?

    A boat insurance policy in League City typically covers physical damage, liability, theft, and storm-related damage. Optional coverage can include emergency towing, fuel spill cleanup, and uninsured boater protection.

  • Can I bundle my recreational insurance with other policies?

    Yes! Many clients save money by bundling boat, RV, or ATV insurance with their home and auto insurance policies. We’ll help you find the best bundle discounts for your coverage needs.

  • How much does recreational insurance cost?

    The cost depends on vehicle type, value, usage, and coverage limits. We compare rates from top recreational insurance providers in Texas to find you the best deal.