Flood insurance for homeowners and businesses in League City, TX.

Flood Insurance

A rainy city street with cars parked on the side of it
A black and white drawing of a house in the water.

Don’t Wait Until It’s Too Late

Flooding can happen anywhere—and standard home insurance in League City, TX doesn’t cover it. Whether from hurricanes, storm surges, or heavy rain, even a few inches of water can cause thousands of dollars in damage. At TWFG Amber Pillsbury Insurance, we help homeowners and business owners find affordable flood insurance policies so they’re protected before the next storm hits.

What Does Flood Insurance Cover?

A black check mark in a square on a white background.

Building Coverage

Repairs to your home or business, including walls, flooring, electrical, and plumbing systems.

A black check mark in a square on a white background.

Personal Property Coverage

Protection for furniture, appliances, electronics, and personal belongings inside your home.

A black check mark in a square on a white background.

Business Flood Coverage

Protects commercial buildings, equipment, and inventory from flood-related damage.

Frequently Asked Questions

  • Is flood insurance required in Texas?

    If your home or business is in a high-risk flood zone in League City, your mortgage lender may require you to carry flood insurance. Even if it’s not required, flooding can happen anywhere, and protection is crucial.

  • Does home insurance cover flood damage?

    No, standard homeowners insurance in Texas does not cover flood-related damages. A separate flood insurance policy is needed to protect your home, belongings, and repair costs.

  • How much does flood insurance cost?

    The cost depends on your flood zone, property type, and coverage limits. We work with multiple providers to find the best flood insurance rates in League City for your needs.

  • How long does it take for a flood insurance policy to go into effect?

    Most flood insurance policies have a 30-day waiting period, so it’s important to get coverage before storm season starts. Don’t wait until a hurricane is on the horizon—call us today!

  • Can I get flood insurance for my business?

    Yes! Commercial flood insurance protects businesses in League City from financial losses caused by flooding, covering building repairs, lost inventory, and business interruption costs.